I completely agree with JämeräpartainenInsinööri. You should search only on known and safe platforms. No one in Finland will do a whole night for 100€, so you know for sure such claims are only scams.
I know things like this can happen but it's not very common. I had an experience with an older woman who was an Escort a few years ago.
I paid 150 euros and did the traditional things that you usually do with Escorts.
But then when we were done she wanted to massage me which I didn't mind we talked while she massaged my back it was an amazing experience she said she doesn't do this full time this was just a side job.
I must have spent almost 2 hours with her even though I paid for half an hour. I've tried to look if I can find her again but I haven't been able to find her again.
So things like this happen but it's very rare. So I'm fully convinced that it can happen if you meet the right Escort at the right time.